Terms of Service

Effective Date: April 17, 2025
Last Updated: April 17, 2025

1. Agreement to Terms

By accessing or using the services provided by PurpleAppleLoans (“Company,” “we,” “us,” or “our”), including our website [www.purpleapple.loans] and any related financial consulting or communications (including SMS/MMS messages), you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of our services.

2. Use of Our Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use our services.

Prohibited uses include but are not limited to:

  • Violating any applicable laws or regulations
  • Attempting unauthorized access to our systems
  • Sending fraudulent or misleading communications

3. SMS and MMS Messaging Consent

By providing your mobile number, you expressly consent to receive recurring marketing and non-marketing SMS and MMS messages from PurpleAppleLoans, including updates, promotional offers, and service-related alerts. Message frequency may vary.

  • Message and data rates may apply.
  • Text STOP to opt-out at any time.
  • Text HELP for assistance.

You are not required to consent to receive messages as a condition of purchasing any goods or services.

4. Opt-Out and Support

To stop receiving text messages from us:

  • Reply STOP to any message

For support or questions regarding messaging:

5. User Responsibilities

You agree that the information you provide is accurate and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

6. Intellectual Property

All content on our site and communications, including logos, trademarks, and service marks, are owned by or licensed to PurpleAppleLoans. You may not reproduce, distribute, or modify our materials without prior written permission.

7. Disclaimer of Warranties

Our services are provided “as is” and “as available.” We do not guarantee that our services will be error-free or uninterrupted. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, PurpleAppleLoans shall not be liable for any indirect, incidental, or consequential damages arising out of or related to your use of our services.

9. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. Our practices are compliant with GDPR and CCPA.

10. Modifications

We reserve the right to update these Terms of Service at any time. When we do, we will revise the “Last Updated” date at the top of this page. Continued use of the services following any changes constitutes your acceptance of those changes.

11. Contact Information

For questions about these Terms of Service, contact us at:

PurpleAppleLoans
Email: chris@improvifi.com
Phone: 801.400.3832
Address: 1126 N Springer View Loop, Midway, UT 84049